If you have terrible credit, no down payment or savings, you will not be buying a home. Period.
You need to get off of the tax payers dole and earn enough to pay your own rent, pay your bills on time and have some savings.
Why should the taxpayers give you more money so you can buy a house, while the everyday joe who works 12 hours a day, pays his bills and tries to save cannot get a loan?
Ridiculous.
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